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Monday, May 12, 2014

Resume Mistakes

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When you apply for a job in today's world, you must realize that the majority of the time your resume will not be seen by a human being until the time it is pulled from the company's resume database.  As a result, many people have recommend using the format below to increase their chances of getting pulled on an initial search. Unfortunately,  they have forgotten that a human being will eventually review their submission.  The resume below is a perfect example of what not to do. I will highlight the mistakes in RED.  The main problem with this resume is the fact it does not contain enough information and a KEY WORD LIST!   Remember in this electronic age the number of resume pages does not matter as long as its CONTENT is relevant. 
DO NOT CREATE A LIST OF KEY WORDS!!!!!










your name here
Street Address, City, State, Zip Code
Phone number • email address

DESIRED JOB TITLE

Professional Summary -  You would be better served with a list of your professional awards.
Resume Search Keyword • Resume Search Keyword • Resume Search Keyword • Resume Search Keyword
Resume Search Keyword • Resume Search Keyword • Resume Search Keyword • Resume Search Keyword
Resume Search Keyword • Resume Search Keyword • Resume Search Keyword • Resume Search Keyword

PROFESSIONAL EXPERIENCE

Company Name • Company City, Company State Zip Code• Dates of Employment
Company Description – Include a brief description of the company here.
Position Held
Position Description – Provide a description of your duties in this position in paragraph format using your career's  most popular keywords for the description
§  List Accomplishments - Use key phrases here

§  List Accomplishments

§  List Accomplishments

EDUCATION - You need to also include any certifications earned during your career and that dates issued.
Degree, Specialty, School Name, School City, School State










































































































































































































































Monday, May 5, 2014

Facing Financial Hardship While Unemployed



 Unfortunately, one of the realities of unemployment is the loss of income. This is especially difficult because our finances are often tied to our personal identities. When unemployed we sometimes overlook signs that we are getting into financial trouble until it is too late because we are so focused on finding new employment.  One of the central themes in my book “ A Recruiter’s Inside Guide to Getting a Job” is the need not to seem desperate while interviewing. Desperation  can be avoided if you cut back on expenses as soon as your income is limited. Here are some questions that indicate that you should consider a debt management or settlement program.   


  • Are you shuffling the bills? Do you find yourself never paying the full amount billed or  late in paying your bills   
  • Do you use cash advances to cover your family’s living expenses? If you are doing this, STOP immediately! Many cash advance businesses now garnish checking accounts for their payments.
  • Are medical expenses such as a dental and doctor visits put off? Do not defer healthcare needs, contact your state’s Medicaid offices to see if you qualify for a medical assistance program.   
  • Do you worry about your home mortgage? Call your mortgage company immediately to let them know of your situation.  Many companies offer deferred or reduced payments until you find work or for a short period.

 You have many options to help with finances while unemployed. Debt Settlement is one  way of reorganizing your finances so that your credit score and history doesn’t hold the stigma of a bankruptcy. Just remember to review your current budget and cut out the extras such as entertainment expenditures, sports fees, beauty procedures such as getting manicures and eating out. Do these reviews before you make any major decisions on how to handle your new financial reality and remember financial desperation gives off a vibe that many hiring managers notice.